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Indian Overseas Bank

Indian Overseas Bank is a major banking firm headquartered in Chennai. At present, the bank has over 1950 domestic branches along with six branches overseas. Other than providing a complete range of banking products and services, Indian Overseas Bank offers an in-house Information Technology Department certified by ISO. The Technology Department has designed the software that enables over 1200 branches of the bank to offer online banking services to the customers. IOB further has a large network of more than 600 ATMs spread across India. The International VISA Debit Card offered by the bank is accepted in ATMs that belongs to NFS networks and Cash Tree.

Indian Overseas Bank History

IOB was established in 1937 by Shri.M.Ct.M. Chidambaram Chettyar with the primary objective to promote foreign exchange operations and overseas banking. The bank started its operation with three branches one each in Karaikudi, Chennai and Rangoon. Then the bank quickly opened its branches in Singapore and Penang. Form the very beginning of its operation, Indian Overseas Bank was specialized in overseas banking and foreign exchange activities. Five banks including Kulitali Bank was acquired by IOB in 1960 and in 1969, the bank got nationalized by the Indian Government. The bank begins to emphasize on opening new branches in rural areas of the country after nationalization. In 2009, IOB acquired Shree Suvarna Sahakari Bank which was based in Pune.

Indian Overseas Bank Products and Services

Other than offering best reliable foreign exchange and overseas banking services, IOB offers a wide gamut of banking products for retail, corporate as well as NRI customers. The following is a list of the huge range of services and products made available by the bank.

Personal Banking
  • Saving Bank
  • No Frills Account
  • Current Account
  • Term Deposit
  • Fixed Deposit
  • Retail Loans
  • Educational Loans
  • Vehicle Loans
  • Home Loan & Mortgages
  • NRI Home Loan
  • Loan Against Property
  • Personal Loans
  • Depository Services
  • Demat Accounts
  • IOB Fine Gold
  • International Visa Cards
  • Visa Debit Cards
  • Credit Cards
  • Multi City Cheque Facility
  • Insurance & Mutual Fund
NRI Banking
  • Foreign Currency Non-Resident Accounts
  • NRI Remittances
  • IOB NRI Shield
  • IOB Expo Gold Card
  • NRI Home Loan Scheme
Corporate Banking
  • Term Loan
  • Working Capital Loans
  • Loans for Professional and Self Employed
  • Regional MSME care centres
  • SME Policies
  • IT & ITES BPO
  • Cash Management Services
Rural Banking
  • IOB's commitment for social causes
  • Agricultural Short Term Loans
  • New Kisan Credit Card
  • Credit Card KCC
  • Financial Inclusion
  • Agri Business Consultancy
Govt Business
  • E payment of direct taxes
  • Pension Payment Scheme
  • Sales Tax Collections
  • Senior Citizens Scheme 2004
  • Provident Fund Scheme 1968
Forex Services
  • SWIFT Centers
  • Authorized Dealer Branches
  • Forex Collection Services
  • Overseas Cash, etc.

Indian Overseas Bank Recruitment

IOB offers a number of jobs and top career options from time to time. The bank organizes recruitment exams where candidates are tested with their skills and talents to qualify for a range of job vacancies with the bank. The bank recently offered job openings for 25 Manager - IT for the Information Technology Department. Only online registration is accepted and no other mode of application is entertained. Indian Overseas Bank recruitment for 2010 may include recruitments of POs in the coming months. To find the latest job openings with the bank, keep on visiting the bank's website regularly.

Indian Overseas Bank Internet Banking

Like other leading banks, Indian Overseas Bank also offer net banking services to a large number of customers of the bank. By registering for Internet banking facility, customers can enjoy a range of online banking activities like checking account balance online, making fast and secure fund transfer, make online bill payments and get online account statement. You can get the net banking application form from the website of the bank or from the nearest branch. Submit the application form after furnishing your account details and get the login ID and password to access their account.

On the other hand, customers can use the branch and ATM locator tool to find the nearest ATMs and branches of the bank. By using the branch locator, one can also find the complete address, branch code, IFSC Code and phone numbers of several bank branches. Contact the customer care representatives of the bank to make all kinds of queries and complaints. Get the customer care numbers and email ID from the website of the bank.

Indian Overseas Bank Head Office

Address: 763 Anna Salai,
Chennai - 600002
Phone: +91-44- 28524212, +91-44- 28524212 (toll free)

 
Indian Overseas Bank is one of the recognized commercial bank widely known by the citizens of India. For details on its products and services visit the bank site.

Website:http://www.iob.in/
 

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